How long does it take to wait for your loan to be disbursed?

It takes about 3 days for your loan to be disbursed after it is audited, and if it is out of audit, it usually takes 1-4 working days to complete the audit. If you have not been paid for a long time, it is recommended that users can contact the online customer service of YouMeLoan.

YouMeLoan is a leading domestic lending platform that has been in operation for a relatively long time, belonging to Shanghai YouMeLoan Internet Financial Information Service Co. Borrowers can apply for a loan as long as they have a good credit record, with their ID card, real name mobile phone number and bank card.

Conditions for applying for a loan on YouMeLoan platform:

1, the applicant's age is between 22 and 60 years old, and there is no bad credit record;.

2, have my real name registered bank credit card or debit card.

3, have a real name authenticated Alipay account or Jingdong account.

4, fill in the mobile phone number should be my number, and to help their real name registration.

5, the region is not Xinjiang and Tibet, you I loan is not supported in these two provinces to apply for loans.

You I loan does not repay the consequences:

1, after the loan personnel collection: to SMS, telephone form to inform the overdue situation, remind the repayment as soon as possible, may continue for a period of time, if you can not contact me, then may contact people around, or door-to-door collection, affecting normal life.

2, bear late fees: late fees = late management fee + penalty interest = late principal * overdue days * 0.16%, when the late management fee and penalty interest calculated in accordance with the formula to reach the upper limit of 0.1% of the principal amount of the loan, no longer charge the late management fee and penalty interest, the specific to the loan agreement description shall prevail.

3, affect personal credit: If the borrower defaults on late repayment for more than 30 days, you have the right to the user's information formally filed in the ‘bad credit record’, included in the blacklist of the national personal credit rating system, and will be reported to the credit system and ‘Credit China’ database, personal credit information, bad credit information. "database, personal credit is lost.

4, take legal means: send a lawyer's letter, file a lawsuit to the court, usually the creditor wins the lawsuit, by the court judgement after the enforcement of repayment, all the legal consequences and costs (including but not limited to attorney's fees) are borne by the user, the loss of more.

Version information: Take you my loan version 7.9.0, Apple 13 (IOS15.4.1 system), Huawei mate40 (HarmonyOS2 system) as an example.